captiva2004
Junior Member
What is the name of your state? Maryland
Does anyone else think this is outrageous. . . Monday morning after 9am you check your bank account online and all looks good. Saturday and Sunday you used your debit card to buy a few things, and yup, they are showing up accurately. All is good.
But wait, now it is Tuesday. You forgot about a check you wrote 6 weeks ago. The bank now shows the check coming in on SATURDAY and so they bounce ALL your debit card transactions from Saturday and Sunday.
If they knew I bounced a check on Saturday, why did they let me use my card?? Certainly those transactions could have been declined which would have made me run to the bank to see what was wrong.
I KNOW banks have that tiny print that allows them to reorder checks and withdrawals how ever they darn well please. I KNOW we should not make stupid mistakes in our checkbooks. But they ARE the bank. THEY should not be allowed to put a check BEFORE electronic transcations THEY let me take. And mind you, these days most transactions are posted immediately.
I would LOVE for someone to make the banks stop this incredibly unfair practice.
Does anyone else think this is outrageous. . . Monday morning after 9am you check your bank account online and all looks good. Saturday and Sunday you used your debit card to buy a few things, and yup, they are showing up accurately. All is good.
But wait, now it is Tuesday. You forgot about a check you wrote 6 weeks ago. The bank now shows the check coming in on SATURDAY and so they bounce ALL your debit card transactions from Saturday and Sunday.
If they knew I bounced a check on Saturday, why did they let me use my card?? Certainly those transactions could have been declined which would have made me run to the bank to see what was wrong.
I KNOW banks have that tiny print that allows them to reorder checks and withdrawals how ever they darn well please. I KNOW we should not make stupid mistakes in our checkbooks. But they ARE the bank. THEY should not be allowed to put a check BEFORE electronic transcations THEY let me take. And mind you, these days most transactions are posted immediately.
I would LOVE for someone to make the banks stop this incredibly unfair practice.