old collections

What is the name of your state? nevada
i piad off a jugement today that was 1300.00 and 6yrs. old now they said they forgot to add 2 more collections that are 7 yrs. old there is no jugement on those 2 isnt the time up for nv. old vet bills. thanks

[JETX]

I take it that the creditor had a judgment and two other (non-judgment) bills, correct??

If correct, did you get a signed Satisfaction of Judgment for the payoff?? If not, get it from the creditor. As for the other bills, if they are not included in a judgment, a written contract in Nevada is valid for 6 years, 4 years for an open account.

ok thanks, now that is 6yrs from service right, and how do i go about getting this taking care of now that its to late, because here in nv. they go to court and you never no what hit you till the cop comes with papers.and do i have to wait 7yrs to get it off my creadit, thanks again,

[JETX]

"now that is 6yrs from service right,"
*** What do you mean by 'service'???

The SOL clock starts on your DOLA (Date of Last Activity). That is the date of last payment or last charge, whichever is later.

"and how do i go about getting this taking care of now that its to late,"
*** One way would be to pay it. Another would be to try to negotiate a reduced payment plan and make payments. Finally, you might even look to see if you have a chance to void the judgment (see below).

"because here in nv. they go to court and you never no what hit you till the cop comes with papers."
*** Depends on what you are saying here. The 'cop' is there to serve you with notice of the lawsuit (summons). You then have the right to attempt to defend yourself if warranted, or to allow the judgment (default). It would appear from your post that you allowed the default judgment.

"and do i have to wait 7yrs to get it off my creadit, thanks again,"
*** If this is a judgment (which still isn't clear from your post), you would have to wait until 7 years after the judgment expires.

i havent defaulted on this i just found out about it, so do i tell the collection people that it is to old to collect and see what they say, or do you go about it a different way. they want 125.00 month min. or they will default me. thats not in my bugget i have other bills,now that i cleaned up my act. the past wont leave me alone. thanks for your time,,,,

[JETX]

I can't see your debts and the dates on them. You are going to have to figure out whether the debts are still valid or not. If the SOL has expired, tell them to stick it.
If the SOL hasn't expired, you can try to wait it out or try to negotiate a settlement.

This sounds like one of those "it looks like you're a good little creature and pay us, so here's some more stuff you can pay us for."
Do as JETX says. Check the dates and you'll probably find that the SOL has run. Tell them they got enough money and cease and desist all contact with you. The first part on the phone, the second in a letter