Old medical bill

A laboratory waited a year to get in contact with me regarding a balance due after an insurance payment. When they finally did reach me I informed them that I could only make a small monthly payment each month. They accepted at the time and now are telling me that they want more money and I will have to pay court fees because they are going to take me to court. I do not own anything and my salary pays the rent and whatever other bills I have. Can they do this?

[JETX]

Yes, they can.

Sorry, but here are the harsh facts... you owe a debt. They want payment. You cannot pay. They are under no obligation to accept smaller payments. They can take you to court to get a judgment against you.

The judgment will do several things:
1) It will extend the 'normal' statute of limitations to the state allowed judgment limitation.
2) The judgment will include the overdue amount, plus attorney fees, plus court costs, plus interest.
3) The state provides certain procedures that a judgment creditor can use to enforce the judgment (more so than 'normal' bills).