C
controlledchaos
Guest
Mpls. MN
I currently have a judgment for 12,000 but currently have the balance under 9,000. Six months ago I became unemployed, and since I haven’t a degree I wasn’t able to find a job. So to resolve this problem I went back to school for INT, I will graduate in another 3 yrs.
When I first became unemployed I let the law firm handling the judgment know that I had become unemployed and that I was going back to school. Since then I haven’t heard anything from them about continuing my payments. I didn’t find this unusual since in the past when this has happened, I’ve always let them know when I find a new job.
My question is; my girlfriend put me on her checking account so I could get a debt card for emergencies. I have only once put funds in this account totaling $400.00 but immediately spent it since it was given to me by my sister for a computer upgrade I was doing for her. On 6/24/03 the balance in the account was $100.00, on 6/25/03 she deposited a check from her auto insurance company for a little over $900.00. On 6/27/03 she deposited her paycheck for around $400.00. This gave her a balance of 1,300. On 6/28/03 I received a letter from her bank stating that they had captured all but about $40.00 of her account balance on behalf of the Law firm handling my judgment. In the 11 exemptions given I know they’ll have to give back her insurance money, but what about her paycheck and the original balance of $100.00? Since it’s not my money and she can show proof that it is hers (Pay stubs) do they have the legal right to capture those funds?
I currently have a judgment for 12,000 but currently have the balance under 9,000. Six months ago I became unemployed, and since I haven’t a degree I wasn’t able to find a job. So to resolve this problem I went back to school for INT, I will graduate in another 3 yrs.
When I first became unemployed I let the law firm handling the judgment know that I had become unemployed and that I was going back to school. Since then I haven’t heard anything from them about continuing my payments. I didn’t find this unusual since in the past when this has happened, I’ve always let them know when I find a new job.
My question is; my girlfriend put me on her checking account so I could get a debt card for emergencies. I have only once put funds in this account totaling $400.00 but immediately spent it since it was given to me by my sister for a computer upgrade I was doing for her. On 6/24/03 the balance in the account was $100.00, on 6/25/03 she deposited a check from her auto insurance company for a little over $900.00. On 6/27/03 she deposited her paycheck for around $400.00. This gave her a balance of 1,300. On 6/28/03 I received a letter from her bank stating that they had captured all but about $40.00 of her account balance on behalf of the Law firm handling my judgment. In the 11 exemptions given I know they’ll have to give back her insurance money, but what about her paycheck and the original balance of $100.00? Since it’s not my money and she can show proof that it is hers (Pay stubs) do they have the legal right to capture those funds?