past due debt over 5 years

What is the name of your state? OR

What will happen to past due debts that are over 5 years? Can they be pursued? If not, how can I get it off my credit report?

[racer72]

Charged off accounts can remain on your credit report for 7 years. Come back in a couple years and we will help you.

STATE: OREGON

STATUTE OF LIMITATIONS (IN YEARS)

Open Acct.: 6
Sale of Goods: 6 (4 yrs UCC Transaction)
Written Contract: 6
Domestic Judgment: 10 - Renewable at 10
Foreign Judgment: 10

I cut & pasted the above from: [url]http://www.fidelityinfocorp.com/state_list.html[/url]

If you're asking if they can come after you to collect past due debt, I think it depends on what type of debt it is and whether the SOL has expired on it. But I am just learning all of this stuff, so I don't want to give you the wrong info. There's lots of info on the SOL on the board, and quite a few "experts".

[url]http://community-2.webtv.net/Y-Chat/WhyChatsCredit/[/url] -- is a good place for information on SOL, etc.

Good luck.

[bigun]

Whirlygig is learning fast. You need to know when you last paid the orginal creditor. If it's been more that 6 years they sure can pursue collection activity. I wouldn't monket with my credit reports or do anything to call attention to yourself until you're sure the debts are out of statute.