Problems with credit card companies, bank, and an unknown company

I live in Indiana, and a couple months ago, I received a telemarketing call wanting me to sign up for a credit card (which was going to cost me $224), stupid me, I agreed and gave them my information and checking account information. A couple days later I called their customer service number and asked them to cancel it (this was still before the money had been taken from my checking account) the person I spoke with said they would, but a couple weeks later I received an overdraft notice (which was already over a week old) in the mail from my bank saying that my rent check had bounced and my account was overdrawn. The credit card company had taken the money from my account after I had told them not to. Anyway, a couple weeks later I finally received a refund for that money, but still had to pay close to two hundred dollars in overdraft fees (the bank had reversed some but not all of them), because my landlord attempted to cash my rent check almost every day for those two weeks.
So anyway, we get all this taken care of, and not even a week later, some company I've never heard of, and have not been able to find anywhere (CLEC Management) took $54.99 from my checking account, once again overdrawing my account. The teller at the bank said that the charge would be reversed, and since we knew from experience that it usually took over a week to go through we didn't do anything more about it. Well, last week (two weeks after she had told us the charge would be reversed) we go into the bank to see why it hadn't been reversed and the teller we spoke with that day told us that the other teller hadn't actually done the necessary paperwork or whatever to get it reversed. So the second teller does all of that, but in the meantime our checking account is overdrawn by over $200, and this CLEC Management has attempted to take another $54.99 from our account, which did not go through due to the account being overdrawn. And we have been told that the bank will probably reverse some of the overdraft fees, but not nearly all of them.
Is there anything we can do? I'm a student and not working, and my husband is not working at the moment, so we have no money whatsoever, and will not be able to afford to pay any of the overdraft fees.

Well, don't know what to tell you about your fees, but if you don't know how to stop this unknown company from drafting your account why don't you try closing it and opening a new account, or see if the bank will just assign you a different account number. You should find out from the bank if they have any record of a phone number or address of the company who keeps drafting your account. Whoever it is, what their doing sounds pretty illegal to me... You sure you didn't sign up for something else?

I can't close my account with it being $200 overdrawn. The only thing the bank has on the company is their name, no address, no phone number, nothing.
And no, I didn't sign up for anything, after the little problem with the credit card company I mentioned I haven't given any of my information out to anybody.

[ConnorW]

I had similiar bank issues with my problem. I had to fill out some forms to cancel any and all future automatic debits or credits from the companies involved. That did stop my bank from processing any further debits from the companies... after a few phone calls where I told them I had already filled out the apporpriate paperwork. It was basically me saying in writing that I had never authorized the companies to automatically debit or credit my account.

It won't do anything about the past, but you can speak with your branch manager about that, but it should stop any further transactions from the company that keeps trying to debit your account.