QUICK lean on tax return

[lauras2u]

I received notice that my tax return would be sent to the dept of education as i am delinquent on my loan. Last year i received no income so this refund was on my husbands income. We were receiving it only because we had almost no income since April of last year.

I needed this money to play my state taxes as well as my property taxes which are past due. I am a month behind in morgage payments too (no there is not much equity). I cannot rent for the amount of my morgage payment. I will be homeless if I do not make these payments. I have no idea what the state will do if i can't pay them income tax.

This is more than I can deal with. No i have no equity anywhere. If there is any way of discharging these loans i need to know, I need a fresh start.

In the state of Illinois.

[lauras2u]

This situation has me scared wittless. I am serious when I say that I fear I will be homeless, months ago i asked my inlaws if me and the kids could live with them for a few months so i could more easily balance income equation and catch up. This check was my only lifeline and you didn't even have the courage to reply to it.

[nailtech]

What is "injured spouse relief"?
Injured spouse relief is different from innocent spouse relief. When a joint return is filed and the refund is used to pay one spouse's past-due child and/or spousal support, a past-due federal debt, or past-due state income tax, the other spouse may be considered an injured spouse. The injured spouse can claim his or her share of the refund using Form 8379, Injured Spouse Claim and Allocation. To be considered an injured spouse, you must have:

Filed a joint return,
Received income (such as wages, interest, etc.),
Made tax payments (such as withholding or estimated tax payments),
Reported the income and tax payments on the joint return, and
An overpayment, all or part of which was applied to the past-due amount of the other spouse.

[URL=http://www.irs.gov/formspubs/display/0,,i1%3D50%26genericId%3D12997,00.html]"injured spouse relief"--click here[/URL]




[URL=http://www.fairmark.com/spousal/injured.htm]Relief from Spousal Liability-- click here too...[/URL]