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  #1  
Old 09-21-2004, 01:11 PM
Lanyard
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Reckless CC debt accumulation


What is the name of your state? British Columbia, Canada

I'm not exactly sure what forum this question should go in (Bankruputcy,Wills, or Family Law) so forgive me if I posted incorrectly, but here it goes:

My girlfriend's father is terminally ill and unemployed. He hasn't exactly made the best decisions in his life, but now he's taken it upon himself to accumulate massive credit card debt through non-payment and cash advances. He spends the cash on gambling, forcing his wife (gf's mother) to pay off as much as she can the balance of the credit card My gf suspects that he knows his time is up and that he's willing to dump his liability on his wife when he dies.

My questions are:
1. What can my gf's family do (mainly the mother) to cut the father off from his credit cards because shows a total disregard for his family's welfare. His credit rating is obviously messed, yet he seems to always find a way to find CCs. He seems non-responsive to reasonable pleas from his family. Is there a legal solution?

2.Is there any way to extricate yourself from a spouse's accumulating liabilities when you know that he's doing so abusively (I know that it'll be hard since the mother is continuing to pay the bills).

3. In the event of his death, what is the procedure for debt collection? If his estate is short of funds, do creditors automatically go to the spouse? children?

PS. I'm from British Columbia, Canada. I don't know if anyone can help me on this board, if there's a Canadian equivalent of this I would be grateful if someone could direct me to it.

Thanks to all in advance!
  #2  
Old 09-21-2004, 04:06 PM
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Your inquiry will most likely remain unanswered. This forum site is restricted to US LAW only. Wish I had a site to refer you to on Canadian Law....
  #3  
Old 09-21-2004, 05:03 PM
Lanyard
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Well taking into account that we're both common law jurisdictions and that most laws will probably be similar, what advice would you give if I were located in the US?

TIA!
  #4  
Old 09-21-2004, 05:55 PM
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Location: Pennsylvania
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Try this link.
[url]http://www.gahtan.com/cdnlaw/[/url]
  #5  
Old 09-21-2004, 08:26 PM
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This site also has some Canadian legal info and forms:

[url]http://resources.lawinfo.com/index.cfm?action=dictionary&show=main/#T[/url]
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"Knowledge is Power - use it as you see fit !

I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice.
  #6  
Old 09-22-2004, 12:55 PM
Lanyard
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none of those sites really have anything like this forum.

Could someone please give me advice as to what you would generally do if I were in the US? I'm going to see a lawyer in person here, I just want to ask the right questions.

TIA
  #7  
Old 09-22-2004, 04:52 PM
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Location: Pennsylvania
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What those sites have is information pertinent to YOUR country laws. It has been stressed ever politely that this forum is for US Law only. Take the link suggestions and use them. Whilst the laws *MAY* have some similarities the reality is you reside in a country where this forum does not interpret the laws. With all due respect for your situation, you are best served by speaking directly to a counsel in your respective country.
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