Settling a judgment?

[Sophist]

State: Florida
Judgment year: 1996

In 1996 I had a judgment entered against me (and I defaulted in the case) on a credit card debt. The judgment has fallen off my credit report but I would still like to satisfy it for other reasons. The problem is that I do not have the full amount for the satisfaction. Are credit card companies (in this case, First Deposit National Bank) likely to or do they ever negotiate a judgment granted by the court? The creditor has not made any effort to contact me since the judgment, no enforcment, no letters, no phone calls.

Thanks in advance for any helpful advice or comments.

[ihatearizona]

Contact the judgment holder and try to negotiate a payment in WRITING.
They should be able to give you an up-to-date total.

But, beware, by doing this you may awaken a sleeping dog and if you are unable to pay the amount they are seeking they will now have current contact information with which to seek other methods of collection.