D
damncards
Guest
What is the name of your state? Michigan.
My wife has four department store type credit cards with less than $500.00 on each of them and I did not co-apply for them with her. The accounts are months overdue but collection agencies have not contacted us yet. Can I be held responsible for the debt? Can the delinquent payment affect my credit? Can collection agencies go after joint savings/checking accounts for payment or put a lien on properties?
My wife has four department store type credit cards with less than $500.00 on each of them and I did not co-apply for them with her. The accounts are months overdue but collection agencies have not contacted us yet. Can I be held responsible for the debt? Can the delinquent payment affect my credit? Can collection agencies go after joint savings/checking accounts for payment or put a lien on properties?