| If this 'property' was repo'd 11 years ago, then, unless there's a judgment filed against her then this bill died a long time ago. SOL on debts in TN is 6 years.
If she is now being contacted by a collection agency, then she needs to send them a Cease and Desist letter telling them never to contact her again as the debt is time-barred.
Here's link to a good expired SOL sample letter you can use. send it certified, RRR mail and keep copies of everything.
[url]http://community-2.webtv.net/Y-Chat/WhyChatsCredit/page3.html[/url]
You can find the appropriate TN statute on that same site to use in your letter.
As for her ex, if the property was owned jointly, then they could go after him as well, but its still time-barred in most states.
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I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice.
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02-12-2003, 07:20 PM
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