S
sj0720
Guest
What is the name of your state? :Michigan
back in june of 1992, i returned a vehicle to the bank I financed it at due to extreme circumstances (the engine blew up and no one would finance or lend me the money to get a new one for the vehicle. i had no credit or relatives or friends that could help me)and it became a repossession. At the time I lived in and the bank i financed from were in florida and i was single. i have since married, moved to michigan and become a housewife until about 2 years ago when i started working part time. a few days ago, i received a letter from an atty in florida, stating that they are an atty for the co. that purchased my judgement. They are attempting to collect on this judgment and stated that they will attempt to garnish my wages, levy, attachments, etc. to get their money if I do not pay in full within 30 days. my questions are 1. is there any kind of statute of limitations on judgments as far as enforcement, etc. 2. which state takes jurisdiction on this matter? 3. my husband and i have a home that he purchased as a married man, my name is on nothing but the mortgage for homestead purposes, can they attach this judgment to our home? 4. should i retain an atty of my own and if so, what branch of law?
any information would be quite helpful. thank you!
back in june of 1992, i returned a vehicle to the bank I financed it at due to extreme circumstances (the engine blew up and no one would finance or lend me the money to get a new one for the vehicle. i had no credit or relatives or friends that could help me)and it became a repossession. At the time I lived in and the bank i financed from were in florida and i was single. i have since married, moved to michigan and become a housewife until about 2 years ago when i started working part time. a few days ago, i received a letter from an atty in florida, stating that they are an atty for the co. that purchased my judgement. They are attempting to collect on this judgment and stated that they will attempt to garnish my wages, levy, attachments, etc. to get their money if I do not pay in full within 30 days. my questions are 1. is there any kind of statute of limitations on judgments as far as enforcement, etc. 2. which state takes jurisdiction on this matter? 3. my husband and i have a home that he purchased as a married man, my name is on nothing but the mortgage for homestead purposes, can they attach this judgment to our home? 4. should i retain an atty of my own and if so, what branch of law?
any information would be quite helpful. thank you!