Student Loan & charged for 2 intrests rates

What is the name of your state? Kansas


In June of 2002 I was summons to court for a default student loan. It defaulted in 2000.
I appeared in court as ordered. The attorney who filed suit did not show up. I went to the county clerk to find out where everyone was and she informed me that noone was there and said all I needed to do was state to her whether I owed the student loan or not. I DO owe the student loan so, YES I admitted that I did and signed saying so. My intentions when in the courtroom were to set up some kind of payments that I could afford however, with noone present I couldn't.
My wages were then garnished starting in August 2002.
I have since been paying 130.53 every 2 weeks until persent.

My question is this, the origonial loan amount was $1500. with intrest on this default loan it became $2045. Now, because they turned it over to collections I am also being charged for an additional intrest rate that the collection agency charges as well as the origonal intrrest rate at a whopping...44% intrests.. I am trying to pay the rest owed in full so they will stop the garnishment but they refuse to take off the intrest for paying early and say I still owe them $859...How many times can they add intrest rates...first it was the student loan at 15% and now the added 29% intrests that Credit World charges.
The total I am going to have to pay for this loan is $3335.59. That is if it ever ends....Is that not the same as STEALING???
Can they add intrest on to intrest?

Thnks,
Ldy025

If they're compounding interest, that could be illegal.
It sounds like they might be charging some fees that they aren't legally able to, as well. I would contact an attorney to ask them if the fees (and amounts of fees and interest) are legal.