friendsofgreg
Junior Member
What is the name of your state? Fl.
In behalf of a credit card co...My last payments were in summer 2003...They charged me off july 2004... Now an attorney of the c.c. is suing me as a debt collector...the basis is about 2K with the late fees and finance it is now 3900. I called C.C. Co it is outa their hands... I'd have to deal directly with the lawyer representing them on this...
I do own my home and am current by the grace of my "friend"... I do not have a job per se... I can't pay it now as I have zero income...I hope to have some money by end of the year at which point I'd like to settle up with everyone...I have 2 other discover accounts that were given to bill collectors...My credit is of course toast...My car I need, it has a value of 2K I owe nothing on it...Before 2003 my credit score was over 700...
This is a summons for a pretrial conference...
I don't know what to do, but I'm sure if I let lawyer come from many miles away my 3900 will prolly become 5K
What are my options at this point ??? What will happen at this pretrial conference??? What does the Judge do??? Should I go??? It says if I don't go that I will have a default judgment... What is that??? What can I expect to happen???
I just made a settlement on one of my other cards as they had notified me that they were outa options and would have to give it attorney! I also have my mortgage with that co ... Well luckily I had some extra money and was able to negotiate the fees away and payoff actual bal I owed...
I have every intent of paying the card company...I just don't have it now! I know I owe it, I'm scared I don't wanna go to jail or anything like that...I wish I'd win lotto! Please give answers to my questions and advice... Thanks for your help!
In behalf of a credit card co...My last payments were in summer 2003...They charged me off july 2004... Now an attorney of the c.c. is suing me as a debt collector...the basis is about 2K with the late fees and finance it is now 3900. I called C.C. Co it is outa their hands... I'd have to deal directly with the lawyer representing them on this...
I do own my home and am current by the grace of my "friend"... I do not have a job per se... I can't pay it now as I have zero income...I hope to have some money by end of the year at which point I'd like to settle up with everyone...I have 2 other discover accounts that were given to bill collectors...My credit is of course toast...My car I need, it has a value of 2K I owe nothing on it...Before 2003 my credit score was over 700...
This is a summons for a pretrial conference...
I don't know what to do, but I'm sure if I let lawyer come from many miles away my 3900 will prolly become 5K
What are my options at this point ??? What will happen at this pretrial conference??? What does the Judge do??? Should I go??? It says if I don't go that I will have a default judgment... What is that??? What can I expect to happen???
I just made a settlement on one of my other cards as they had notified me that they were outa options and would have to give it attorney! I also have my mortgage with that co ... Well luckily I had some extra money and was able to negotiate the fees away and payoff actual bal I owed...
I have every intent of paying the card company...I just don't have it now! I know I owe it, I'm scared I don't wanna go to jail or anything like that...I wish I'd win lotto! Please give answers to my questions and advice... Thanks for your help!