curiousgina
Junior Member
What is the name of your state? TX
Hello,
I wanted to know if there is SOL on overdrawn bank accounts. I owe a credit union 202 dollars from 2000. The supposed attorney's office called me this past week and told me that I owed the money and had until today, the 25 to pay it, or they will proceed with court proceedings. I told the girl that I couldn't pay it until the 2 of march. I just needed 4 extra days, and I could pay it in full. She said no, and I asked to speak to the person who can make that decision. I asked to speak to the attorney, and she refused, and said that I could speak to her office manager. The office manager told me the same thing, they wouldn't bugde on 4 days! I honestly do not think that I was speaking to the attorneys office. I think I was speaking to the collection company, because that is who I had originally called to discuss the debt and had given the collection company my contact #.She was the same girl I spoke to at the CC. So I have 2 questions:
1) Do SOL still apply to overdrawn bank accounts?
2) Did they break the law, by telling me they were from the attorneys office and going to sue if I didn't pay, and they were really the collection company?
Thank you for any help!
Hello,
I wanted to know if there is SOL on overdrawn bank accounts. I owe a credit union 202 dollars from 2000. The supposed attorney's office called me this past week and told me that I owed the money and had until today, the 25 to pay it, or they will proceed with court proceedings. I told the girl that I couldn't pay it until the 2 of march. I just needed 4 extra days, and I could pay it in full. She said no, and I asked to speak to the person who can make that decision. I asked to speak to the attorney, and she refused, and said that I could speak to her office manager. The office manager told me the same thing, they wouldn't bugde on 4 days! I honestly do not think that I was speaking to the attorneys office. I think I was speaking to the collection company, because that is who I had originally called to discuss the debt and had given the collection company my contact #.She was the same girl I spoke to at the CC. So I have 2 questions:
1) Do SOL still apply to overdrawn bank accounts?
2) Did they break the law, by telling me they were from the attorneys office and going to sue if I didn't pay, and they were really the collection company?
Thank you for any help!