trans union incorrect

i am considering a suit of trans union for not correcting incorrect information in my credit file. can i do this? if so do i do it in state court or federal.

I have the same problem with them and I am sure a lot of other people do too
I think we should all get together maybe than they will get their crap together.I have tried to fix this problem for 2 years I finally just gave up on writting letters it cost more in postage than they have me down for a nonpayed credit ya know what I mean.

Contact your Attorney Generals office in the state you live in. The credit reporting companies have been sued by not correcting credit reports within a resonable amount of time. You may want to pass the information on to TU that this is what you intend to do.
Unfortunely, if you have a complaint all the reporting agencies do for their so called investigation "of 30 days" is they write a letter to the reporting company to verify that the debt is owed and 99.9% of the time the paper has been sold so many times, or their records are not up to date then the company verifies the amount is still owed. Therefore, your complaint is not honored.
In our business we pull credit reports and we see terrible reporting, duplicate accounts etc. Many times a debt will be transferred from one collection agency to another and therefore, all the agencies are listed on the credit report for the same debt. So, if you paid the one collection agency all the others remain on your report.
The same holds true for when an account has been paid off we see the balance showing open with no lates although, when this happens a debt is showing open on the credit report and this does affect the score. Hope this reply will help you. I suggest you get your own credit report and check it out on your own.

[Edited by jyt on 01-27-2001 at 11:17 AM]