TX law question - JetX ??

[Ladynred]

What is the name of your state? TN

Ok, obviously since I'm not in TX this isn't for me. I'm pretty certain of the answer but I'd like to run this by you legal minds

A resident of TX got tied up with some payday loan place, out of Canada. Apparently when he signed up for this mess, he signed some kind of 'consent to garnishment'.

Now, I KNOW wages in TX cannot be garnished (except under certain circumstances). This guy is listening to these payday loan scumbags who keep telling him that they CAN garnish because he signed the 'consent' form.

I find NOTHING in the TX statutes that says such a thing would be allowed. A writ would HAVE to come out of the court as the result of a lawsuit, and 'current wages' are 100% exempt.

I guess I'm just looking for some confirmation, since I'm not a lawyer and could miss some little thing in the codes that would allow something like this.

I've tried to tell this guy to stop listening to these people, but he's wiggin' out anyway.

Opinions, input ???

Thanks !