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#1
06-12-2003, 09:13 PM
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 unauthorized credit requestWhat is the name of your state? Oregon Indymac Bank pulled my full credit report 2 times without verbal or written permission, they deny doing it , but I have a report showing this. But after inquiring with Indymac about why, it was removed . They deny removing them. Equifax said that Indymac are the only one able to remove this unless I filed a dispute against this, and even then it would take 30+days to investigate . Funny thing is, my ex started to work for them was in training in Calif where they were pulled, but they have no information or a application, I do not have credit with them, nor did I request credit with them. They have violated the Fair Credit Act, but who do I contact about sueing them, and what are my rights regarding this. Thanks Tmor |
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#2
06-12-2003, 10:00 PM
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| You don't need to contact anyone. The Fair Credit Reporting Act allows you to act as your own AG and you may sue in small calims court for $1000. 604 defines pp [url]http://www.ftc.gov/os/statutes/fcra.htm[/url] [url]http://www.ftc.gov/os/statutes/fcra/index.htm[/url] Staff opinion letters may be helpful. |
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#3
06-12-2003, 10:01 PM
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| If you want to sue them for FCRA violations, then I suggest you either find a consumer protection lawyer (try [url]www.naca.net[/url]), or you go to small claims court and file the lawsuit yourself. If your ex did this, then you can get HIM too, along with the company he works for !
__________________ "Knowledge is Power - use it as you see fit ! I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice. |
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#4
06-12-2003, 10:02 PM
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| Lady, we gotta stop meeting like this! |
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#5
06-12-2003, 10:16 PM
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| Get the information on how-to and specific statutes at: [url]http://www.creditinfocenter.com/eBooks/PoorMansClassActionLawsuit.shtml[/url]
__________________ There are at least 17 lawsuits (!!) pending in various courts, including the US Supreme Court, asking if Obama is a natural born citizen (as req'd by Art II, Sec 1 of the US Constitution). Why has he spent over $1.35M in legal fees to block disclosure... rather than spend $12 for a VALID birth cert to settle the matter? The 'certificate' he has presented doesn't qualify to get a drivers license, wouldn't allow a child to qualify for Little League, or for a real citizen to get a US passport! |
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#6
06-13-2003, 07:38 AM
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| Hey Bigun  Yes.. we seem to be bumping into each other here lately .. LOL
__________________ "Knowledge is Power - use it as you see fit ! I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice. |
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#7
06-13-2003, 08:12 AM
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| Quote:
__________________ There are at least 17 lawsuits (!!) pending in various courts, including the US Supreme Court, asking if Obama is a natural born citizen (as req'd by Art II, Sec 1 of the US Constitution). Why has he spent over $1.35M in legal fees to block disclosure... rather than spend $12 for a VALID birth cert to settle the matter? The 'certificate' he has presented doesn't qualify to get a drivers license, wouldn't allow a child to qualify for Little League, or for a real citizen to get a US passport! |
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