B
bradferrell
Guest
What is the name of your state? Texas.
I have a judement from a credit card default. Total approx. $5400. The default judgement was rendered in Sep. 1999. I tried to refinance my house and found out that they place a lien on my house in Texas (homestead). I went to the courthouse and got copies of all of the court papers to see if I could find a valid reason to file to have the judgement vacated. My question is..What are valid reasons to vacate the judgement? It appears that I was served properly. But, a couple of things stand out.
1) The only evidence presented that showed that I owed the money was a one page signed document from a National City Bank supervisor stating that a principal balance of $4,411.89 is owed by me. There were no documents with my signature.
2) There was no presentation of any evidence showing that the debt was within the 4 year SOL.
Are either of my two points valid or are there other reasons to vacate?
I have a judement from a credit card default. Total approx. $5400. The default judgement was rendered in Sep. 1999. I tried to refinance my house and found out that they place a lien on my house in Texas (homestead). I went to the courthouse and got copies of all of the court papers to see if I could find a valid reason to file to have the judgement vacated. My question is..What are valid reasons to vacate the judgement? It appears that I was served properly. But, a couple of things stand out.
1) The only evidence presented that showed that I owed the money was a one page signed document from a National City Bank supervisor stating that a principal balance of $4,411.89 is owed by me. There were no documents with my signature.
2) There was no presentation of any evidence showing that the debt was within the 4 year SOL.
Are either of my two points valid or are there other reasons to vacate?