VIctim of Stolen Identity

i have recently found out that a person that is very close to me has opened a lot of credit cards in my name and has not paid any of the bills. i think they have recently filed a bankruptcy in my name also. now i have the creditors calling and harrassing me and threating to have my paychecks garnished, etc... i keep telling them that i did not open these accounts. is there anyway that i can have the credit cards that the person has opened removed from my credit and onto their credit? i am a full-time college student working two jobs, trying to pay some of the bills, but it is just too much. what can i do? how can i prove to these companies that i did not open these accounts or authorize this person to open these accounts, when they have my correct social security number, date of birth, address, and phone number?

[bigun]

You need to go to the police and file a fraud report. Tell 'em the whole story and let the chips fall where they may.
Next, fax a copy of the police report to the cc companies along with a statement that you are a victum of fraud and they need to began an investigation. Again, tell 'em the whole story. Ask them to provide you with a copy of the application to compare signatures.
Now, call all 3 CRA's and get a fraud alert placed on your account. If you still have a problem, see a lawyer. Good luck. You got a lot of work ahead of you.

How close is the person to you that did this? If you know who they are and can prove it - GO TO THE POLICE