wage garnishment

[smbclifton]

What is the name of your state?
south carolina

where can i get reliable info about wage garnishment in south carolina?
this is in regard to an unsecured credit card.

they are threatening garnishment.

thanks.

[Ladynred]

Absolutely NOT allowed in SC.

[smbclifton]

you're absolutely sure?

i thank you for the reply. i would prefer to pay them, but medical problems prevent it at this time. (serious ones, both myself and husband)

and i am tapped out on home equity, and the like.

i suspected that was the case, but have been unable to find the exact law. i was going to fax it to them so they would stop telling me that and calling the HR dept at work.

thanks.

[Ladynred]

I'm certain

"TITLE 37. CONSUMER PROTECTION CODE
CHAPTER 5. REMEDIES AND PENALTIES
PART 1. LIMITATIONS ON CREDITORS' REMEDIES

SECTION 37-5-104. No garnishment. [SC ST SEC 37-5-104]
With respect to a debt arising from a consumer credit sale, a consumer lease, a consumer loan, or a consumer rental-purchase agreement, regardless of where made, the creditor may not attach unpaid earnings of the debtor by garnishment or like proceedings. "


SECTION 37-5-106. No discharge from employment for garnishment. [SC ST SEC 37-5-106]
No employer shall discharge an employee for the reason that a creditor of the employee has subjected or attempted to subject unpaid earnings of the employee to garnishment or like proceedings directed to the employer for the purpose of paying a judgment arising from a consumer credit sale, consumer lease, consumer loan, or a consumer rental-purchase agreement.