| No. Your wages cannot be garnished just on a claimed debt. They must obtain a court judgment first, and then have to go through the legal process of garnishment. At the garnishment process, you have the right to challenge their attempt.
I suggest that you read the FDCPA (Fair Debt Collections Practices Act) at [url]http://www.ftc.gov[/url] to see what they can, and more importantly, CANNOT do. And, since it appears that your credit collector is in possible violation, there is an online complaint process you can use at the same page.
Finally, even if they were able to garnish your wages (they aren't), a review of my 'quickie' book tells me that NY exempts the first 90% of all your earnings over $127.50 per week, and the first $127.50 per week is totally exempt.
__________________ There are at least 17 lawsuits (!!) pending in various courts, including the US Supreme Court, asking if Obama is a natural born citizen (as req'd by Art II, Sec 1 of the US Constitution).
Why has he spent over $1.35M in legal fees to block disclosure... rather than spend $12 for a VALID birth cert to settle the matter? The 'certificate' he has presented doesn't qualify to get a drivers license, wouldn't allow a child to qualify for Little League, or for a real citizen to get a US passport! |