Home     Law Advice     Insurance Advice     Community    
Go Back   FreeAdvice Legal Forum > BANKRUPTCY AND CONSUMER CREDIT > Banking & Credit Cards

Powered by Attorney Pages


  Find An Attorney In Your Area    
 



Sign up for our Free Email Newsletter
For Email Marketing you can trust
Closed Thread
 
LinkBack Thread Tools Rate Thread Display Modes
  #31  
Old 09-30-2009, 09:27 PM
Junior Member
 
Join Date: Sep 2009
Posts: 12
Quote:
Originally Posted by scampf View Post
Why this sounds like a crazy case of profit motive, Batman!

Despicable that an institution like WF would use your mathematical handicaps to its own advantage, or something like that?

And instead of learning a lesson and admitting that your are the responsible party here who was mistaken, that would be too simple for a genius like you who is smarter than this collection of financiers and lawyers already adept at profiting off the lazy and stupid or both.

Instead of licking your wounds and seeing this for what it really is, you want to be more than unlucky once, and instead go for the super idiot award.

You know what winning your small claims case would be like? It's like what winning the Special Olympics must be like. Even if you win it, your still retarded. Why would you want that broad casted about?

The irony here is I for see from this pattern already we get to look forward to bailing you out in the future as well. You boasted a doctorate in the works, yet cant balance a check book? I assume this means a loan and not a scholarship, unless your making low C's and are on the football team I see another failed student loan approaching the cliff.

I got to run, I just noticed the grocery store added tax to my receipt after all the items I bought were added first. I can sue someone about that right?
Obviously you are way too enamored with your own perceived wit.

Yes, I played a role in deserving an overdraft fee. People make mistakes - perhaps you call your own mistakes "mathematical handicaps" - but I'm more forgiving. However, I do not think it is acceptable for an institution - supported by our tax dollars - to unfairly and excessively exploit such mistakes. It may be a futile act, yes - but I think the bigger mistake is to sit around and not do anything about protecting consumer rights against corporations with much more resources/influence.

"If a million consumers filed a million small claims court actions a year against the banks, the banks would either try to abolish the small claims court or improve their performance."

Oh, and my doctorate cost $0. That's $230 less than the overdraft fees I was charged.

Last edited by SmallClaimz; 09-30-2009 at 09:31 PM.
  #32  
Old 09-30-2009, 09:39 PM
Senior Member
 
Join Date: Dec 2007
Location: ~♥Thebes♥~
Posts: 7,866
Quote:
Originally Posted by SmallClaimz View Post
Obviously you are way too enamored with your own perceived wit.

Yes, I played a role in deserving an overdraft fee. People make mistakes - perhaps you call your own mistakes "mathematical handicaps" - but I'm more forgiving. However, I do not think it is acceptable for an institution - supported by our tax dollars - to unfairly and excessively exploit such mistakes. It may be a futile act, yes - but I think the bigger mistake is to sit around and not do anything about protecting consumer rights against corporations with much more resources/influence.

"If a million consumers filed a million small claims court actions a year against the banks, the banks would either try to abolish the small claims court or improve their performance."

Oh, and my doctorate cost $0. That's $230 less than the overdraft fees I was charged.
You really need to educate your tax dollars. Yes WF and other institutions were LOANED money. They are paying a premium for that LOAN. Guess what, you are getting your tax dollars and them some. Remember...fee income.... you're LOANED tax dollars are earning interest.
__________________
ΣΒΔ

'Come to the edge,' he said. They said, 'we are afraid.' 'Come to the edge,' he said. They came. He pushed them...and they flew ~ Guillaume Appolinaire

HappyWanderer
Quote:
Writinginallcapsisconsideredshoutingandmakesithardtoreadcapitalsandsmalllettersalongwithpunctuationa ndspacesbetweenwordsisthewaytogetabetterchanceofaresponse
  #33  
Old 10-01-2009, 11:19 AM
Senior Member
 
Join Date: Jun 2004
Posts: 7,929
Maybe you can interest this guy into suing Wells Fargo for you:
http://www.reuters.com/article/newsOne/idUSTRE58O4SC20090925 - Man sues BofA for "1,784 billion, trillion dollars"
__________________
Quote:
Originally Posted by quincy
Nobody likes to be told they suck, even if they do.
  #34  
Old 10-01-2009, 11:37 AM
Senior Member
 
Join Date: Dec 2007
Location: ~♥Thebes♥~
Posts: 7,866
Quote:
Originally Posted by You Are Guilty View Post
Maybe you can interest this guy into suing Wells Fargo for you:
[url=http://www.reuters.com/article/newsOne/idUSTRE58O4SC20090925]Man sues BofA for 1,784 billion, trillion dollars | U.S. | Reuters[/url] - Man sues BofA for "1,784 billion, trillion dollars"
This OP and Chisolm...birds of a feather
__________________
ΣΒΔ

'Come to the edge,' he said. They said, 'we are afraid.' 'Come to the edge,' he said. They came. He pushed them...and they flew ~ Guillaume Appolinaire

HappyWanderer
Quote:
Writinginallcapsisconsideredshoutingandmakesithardtoreadcapitalsandsmalllettersalongwithpunctuationa ndspacesbetweenwordsisthewaytogetabetterchanceofaresponse
  #35  
Old 10-01-2009, 01:45 PM
Senior Member
 
Join Date: Sep 2004
Posts: 3,404
Quote:
Originally Posted by Wirelessany1 View Post
You really need to educate your tax dollars. Yes WF and other institutions were LOANED money. They are paying a premium for that LOAN. Guess what, you are getting your tax dollars and them some. Remember...fee income.... you're LOANED tax dollars are earning interest.
And , if the OP keeps racking up those overdraft fees, maybe we taxpayers will make a killing on the warrants for 110 million shares that we acquired.
__________________
Arthur Carlson: Well, first thing we do is call an attorney.
Andy Travis: You always say that.
Arthur Carlson: Yeah, but this time it's appropriate.
  #36  
Old 10-01-2009, 03:55 PM
Junior Member
 
Join Date: Sep 2009
Posts: 12
Quote:
Originally Posted by anteater View Post
And , if the OP keeps racking up those overdraft fees, maybe we taxpayers will make a killing on the warrants for 110 million shares that we acquired.
Good luck. Even if I were to rack up ONE MILLION DOLLARS in fees - (a) I wouldn't be able to pay them and (b) even if I could, it wouldn't move the market value of a company worth 50+ billion.

Sorry.
  #37  
Old 10-01-2009, 03:58 PM
Senior Member
 
Join Date: Jan 2005
Posts: 24,600
Quote:
Originally Posted by SmallClaimz View Post
Good luck. Even if I were to rack up ONE MILLION DOLLARS in fees - (a) I wouldn't be able to pay them and (b) even if I could, it wouldn't move the market value of a company worth 50+ billion.

Sorry.
Yet...you keep trying!
__________________
*
*
I am not an attorney. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Chuckle of the day:
Quote:
Originally Posted by grndslm View Post
Right. That is a statute... just as I'd presumed.

Yea! Ziggy the Court Jester presiding.
It is not LAW.

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #38  
Old 10-04-2009, 04:17 PM
Junior Member
 
Join Date: Oct 2009
Posts: 6
Quote:
Originally Posted by Zigner View Post
Please don't waste the court's time...there is nothing illegal with the fees.
There may not be anything illegal with the junk fees but unless we put up a fight the banks will continue their predatory practices.

If 10,000 people filed a small claim every time WF pulled this crap, they will think twice before ripping people off. We must band together and fight back since our lawmakers are not working for us anymore.

And as far as courts and judges are concerned, the majority are corrupt and working for the banks so who cares if we waste their time? They deserve it for not protecting us.
  #39  
Old 10-04-2009, 04:37 PM
Senior Member
 
Join Date: Dec 2007
Location: ~♥Thebes♥~
Posts: 7,866
Quote:
Originally Posted by samurai View Post
There may not be anything illegal with the junk fees but unless we put up a fight the banks will continue their predatory practices.

If 10,000 people filed a small claim every time WF pulled this crap, they will think twice before ripping people off. We must band together and fight back since our lawmakers are not working for us anymore.

And as far as courts and judges are concerned, the majority are corrupt and working for the banks so who cares if we waste their time? They deserve it for not protecting us.
Dude, your village is calling

Hold on guys... This is the dork who took off with our crystal ball. He knows exactly what the courts and judges think about think about bankers

Dude, give us back our crystal ball
__________________
ΣΒΔ

'Come to the edge,' he said. They said, 'we are afraid.' 'Come to the edge,' he said. They came. He pushed them...and they flew ~ Guillaume Appolinaire

HappyWanderer
Quote:
Writinginallcapsisconsideredshoutingandmakesithardtoreadcapitalsandsmalllettersalongwithpunctuationa ndspacesbetweenwordsisthewaytogetabetterchanceofaresponse
  #40  
Old 10-04-2009, 04:55 PM
Junior Member
 
Join Date: Oct 2009
Posts: 6
Quote:
Originally Posted by Wirelessany1 View Post
Dude, your village is calling

Hold on guys... This is the dork who took off with our crystal ball. He knows exactly what the courts and judges think about think about bankers

Dude, give us back our crystal ball

Try that in plain English wise guy. What the hell are you talking about?
  #41  
Old 10-04-2009, 05:06 PM
Junior Member
 
Join Date: Oct 2009
Posts: 6
Quote:
Originally Posted by racer72 View Post
The person that pulled off this did it as a publicity stunt, not to get back at WF. His plan actually backfired, he never got his day in court. WF gave him $150 to go away.
I have personally sued three different banks in the small claims court and not a single one of them sued me for their legal fees. I won one case and lost the other two but made sure it cost them plenty in legal fees before it was all over.

And I will do it all over again.

The idiots who think we should shut up and take the abuse or find another bank are morons. They all abuse the system and take advantage of the laws they lobbied to pass. We have to do whatever we can to fight back. It is guerrilla warfare at its best. Love it.
  #42  
Old 10-04-2009, 05:57 PM
Senior Member
 
Join Date: Jan 2005
Posts: 24,600
Quote:
Originally Posted by samurai View Post
I have personally sued three different banks in the small claims court and not a single one of them sued me for their legal fees. I won one case and lost the other two but made sure it cost them plenty in legal fees before it was all over.

And I will do it all over again.

The idiots who think we should shut up and take the abuse or find another bank are morons. They all abuse the system and take advantage of the laws they lobbied to pass. We have to do whatever we can to fight back. It is guerrilla warfare at its best. Love it.
3 posts and you have yet to give any valid advice
__________________
*
*
I am not an attorney. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Chuckle of the day:
Quote:
Originally Posted by grndslm View Post
Right. That is a statute... just as I'd presumed.

Yea! Ziggy the Court Jester presiding.
It is not LAW.

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #43  
Old 10-04-2009, 06:01 PM
Junior Member
 
Join Date: Oct 2009
Posts: 6
Quote:
Originally Posted by Zigner View Post
3 posts and you have yet to give any valid advice
I said my piece and it is up to each reader to determine its value or validity. Now why don't you enlighten me and shine some light on the value of your advice.
  #44  
Old 10-04-2009, 06:06 PM
Senior Member
 
Join Date: Jan 2005
Posts: 24,600
Quote:
Originally Posted by samurai View Post
I said my piece and it is up to each reader to determine its value or validity. Now why don't you enlighten me and shine some light on the value of your advice.
You have offered nothing here, except to say that you lose more than you win.

And, I don't even believe that you ever won. Good day to you.
__________________
*
*
I am not an attorney. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Chuckle of the day:
Quote:
Originally Posted by grndslm View Post
Right. That is a statute... just as I'd presumed.

Yea! Ziggy the Court Jester presiding.
It is not LAW.

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #45  
Old 10-04-2009, 06:27 PM
Junior Member
 
Join Date: Oct 2009
Posts: 6
Quote:
Originally Posted by Zigner View Post
You have offered nothing here, except to say that you lose more than you win.

And, I don't even believe that you ever won. Good day to you.
I am devastated by the fact that you don't believe me. What am I going to do now? My life is over.
Closed Thread



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 01:18 PM.



IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.

F
reeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.