What if I am being sued

What is the name of your state? NYS

Okay, re my previous posts. Since you all agree that I am liable for the bill eventhough it is the doctor's negligence of failing to file a claim and fail to notify me of the situation, I am prepared for the agency to sue me. The debt almost $4,000 so they might just go for it. How much do you think it'll cost me to go thru this whole thing?

[Ladynred]

The max in NYS for small claims is $3000, so this one would go to a higher court. Which is good and bad. Good because that means you can hire a lawyer (they're generally NOT allowed in small claims court).. bad because they can do the same and it will cost you more. They'll probably add more attorney's fees and court costs to that 4K .. it could end up a LOT more.

[JETX]

"Which is good and bad. Good because that means you can hire a lawyer (they're generally NOT allowed in small claims court).. bad because they can do the same and it will cost you more. They'll probably add more attorney's fees and court costs to that 4K .. it could end up a LOT more."

Actually, there is no 'good' from this. If they do file an action against you in a higher court, you WILL have to have an attorney ($$). Reason is: this will be a 'formal' court, requiring experience with the 'Rules of Evidence' and Rules of Court. Simply, a layperson is most often (95+%) not able to present a good 'presence' without the experience. And the creditor will also have an attorney (count on it), further putting you at a disadvantage.