L
l_eriksen
Guest
Can someone help me?
What is the name of your state? NY
I have posted this issue on several forums and many people have viewed it. Why won't anyone answer me?
Here's what I posted
What is the name of your state? NY
A long time friend of mine opened a credit card in August 2001 in my name and put himself as a secondary user without my knowledge. When I found out in Sept 2001, I didn't know what to do. He has custody of his son and I didn't know what would happen to him. ($10,000 was the balance) I told him he better pay it and he said he would. I checked with the company to make sure he was paying it and they told me I was being sued. He paid about three payments and then stopped. I explained the situation and they told me to file a police report and send them a letter and they would put my account as lost or stolen for 14 days. I did all of this and called them back. Now they are telling me that I am liable because I made a verbal agreement with him. Is this true? Why did they tell me to do all of this if I was liable anyway? I asked them how the account was opened and I was told they are not sure, possibly through the internet. None of the info they had was correct. They had his address and phone number and my middle initial was wrong. What can I do? I have never been late with a payment in my life and this is going to ruin my credit. I have also filed a complaint with the FTC.
What is the name of your state? NY
I have posted this issue on several forums and many people have viewed it. Why won't anyone answer me?
Here's what I posted
What is the name of your state? NY
A long time friend of mine opened a credit card in August 2001 in my name and put himself as a secondary user without my knowledge. When I found out in Sept 2001, I didn't know what to do. He has custody of his son and I didn't know what would happen to him. ($10,000 was the balance) I told him he better pay it and he said he would. I checked with the company to make sure he was paying it and they told me I was being sued. He paid about three payments and then stopped. I explained the situation and they told me to file a police report and send them a letter and they would put my account as lost or stolen for 14 days. I did all of this and called them back. Now they are telling me that I am liable because I made a verbal agreement with him. Is this true? Why did they tell me to do all of this if I was liable anyway? I asked them how the account was opened and I was told they are not sure, possibly through the internet. None of the info they had was correct. They had his address and phone number and my middle initial was wrong. What can I do? I have never been late with a payment in my life and this is going to ruin my credit. I have also filed a complaint with the FTC.
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