Ant, you're expecting a miracle for DD to provide an example - just like the thread in Probate or Wills section where Sax asked DD to provide law to back up what he wrote....another zilch.Given the chance to provide an example of an "allowable exception," I note that none is given.
Like how to bring a legal action for the return of the money to the OP's daughter if grandpa doesn't come clean? Oh wait... That's legal advice.
Too bad bandwidth is wasted on wild goose chases for posters.