What is the name of your state (only U.S. law)? VA
I wrote a check to my daycare provider in early June from a then-current/open checking account. I since moved my checking account to another bank and closed the original account on which the June check was written. My daycare provider seemingly just found this check and deposited it this week without mentioning to me. Of course, it did not clear (because it was from an account I closed some time ago). Our contract states that I owe a $30 bounced check fee for checks that do not clear, but does this situation really adhere to that provision based on the situation and four (4) month delay on her end? Had she deposited when the check was given to her - or even within 2 months of that - it would have cleared. Alternatively, had she called me to say she just found it and was depositing, I would have given her a new check from my new account that would have also cleared.
Any thoughts out there?
I wrote a check to my daycare provider in early June from a then-current/open checking account. I since moved my checking account to another bank and closed the original account on which the June check was written. My daycare provider seemingly just found this check and deposited it this week without mentioning to me. Of course, it did not clear (because it was from an account I closed some time ago). Our contract states that I owe a $30 bounced check fee for checks that do not clear, but does this situation really adhere to that provision based on the situation and four (4) month delay on her end? Had she deposited when the check was given to her - or even within 2 months of that - it would have cleared. Alternatively, had she called me to say she just found it and was depositing, I would have given her a new check from my new account that would have also cleared.
Any thoughts out there?