What is the name of your state (only U.S. law)?
I'm in business with other partners and there was a time ago we needed a credit card to fund certain day to day cashflow crisis. I had a Business Credit Card from my previous business and volunteered since I had the best credit. Things have been going great thus far. This week I received a notification from my bank that an address was changed on file for said credit card. I kept my home address for two things, I am the guarantor of account and want to make sure its paid every month so my credit is not tarnished or they don't come after my house.
I immediately called the Bank and they stated that the account was being represented by an Attorney, and I stated that I did not ask anyone to represent me. If you login to the online banking, my name is everywhere, not business name.
The Credit card is used only for a few large purchases in business and not day to day and is paid in full at end of each month.
Is it legal for them to send letter to bank to update primary address on account without my consent?
Is it legal for an attorney to take control over an account that is currently mine without my authorization? Even though the account was taken over my the company lawyer?
What are my options, obligations on this situation.
Thanks for all