I obviously need help

[jenjen930]

Texas

I have a lease purchase agreement on my house from 2004. I paid $3,000 down and made my monthly payments to the owner which were to go towards the mortgage. The lease agreement was that in 2 years I could get a loan and close on the house,( but I am a single, retired female with bad credit from a bad divorce and marriage and don't think I can get a loan) or I could renew the agreement for another 2 years. But, when it was time to renew the agreement I got a foreclosure notice from the mortgage co.
I contacted the owner and she told me that she was filing bankruptcy and that I needed to try to get a loan and that I could have all of the equity in the house and purchase it for just what was owed.
My question is do I spent the money for an attorney to try to keep it if I don't think I will be able to a loan and keep my payments the same or do I just walk away and lose all I have in it?
One more question, I got a bankruptcy meeting of creditors letter stuck in my door 2 days ago and the meeting is today at 10:30 in Missouri****************************. Do I need to have something filed at the meeting of creditors or do I have until the deadline to file a complaint objecting to disharge of the debtor and exemptions????????????