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09-07-2007, 10:35 AM
| | Member | | Join Date: Aug 2007
Posts: 35
| | | Joint Tendancy Can one person refinance without other persons approval?
What is the name of your state? Ca If two people are on a deed as Joint Tendants, and only one person is on the loan to the home, can the person who is on the the loan refinance without the other person on the deeds approval/signature. The person on the deed, but not on the loan was added to the deed about 5-6 years ago. |
09-07-2007, 04:00 PM
| | Senior Member | | Join Date: Jul 2002 Location: Bay Area, CA
Posts: 7,510
| | Quote:
Originally Posted by stacygeorgia  What is the name of your state? Ca If two people are on a deed as Joint Tendants, and only one person is on the loan to the home, can the person who is on the the loan refinance without the other person on the deeds approval/signature. The person on the deed, but not on the loan was added to the deed about 5-6 years ago. | Sure. There is nothing wrong with this, if you can find a lender that will give such a loan. But it seems unlikely that a bank would allow this to happen, seeing as how they would have limited recourse against the borrower unless ALL of the owners are also responsible for the mortgage on the property.
EDIT: What is the relationship between the two people on the deed? |
09-07-2007, 04:27 PM
| | Member | | Join Date: Aug 2007
Posts: 35
| | | The relationship is really bad. Both live in the same home, but there is two living areas, meaning two kitchens, etc, (add on ). |
09-07-2007, 04:33 PM
| | Senior Member | | Join Date: Jan 2003
Posts: 19,145
| | | What is a "joint tendancy"?
As one who grew up in the 60s, I knew folks who had that tendency. . .
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09-07-2007, 04:38 PM
| | Senior Member | | Join Date: Jul 2002 Location: Bay Area, CA
Posts: 7,510
| | Quote:
Originally Posted by stacygeorgia The relationship is really bad. Both live in the same home, but there is two living areas, meaning two kitchens, etc, (add on ). | What I meant by "relationship" was, are they husband and wife? Registered domestic partners? That sort of thing. |
09-07-2007, 08:59 PM
| | Member | | Join Date: Aug 2007
Posts: 35
| | | ITs actually mother/daughter. Major falling out. Daughter wants to sell the house to get out of the home, partition suit I guess, but Mother will fight it all the way. |
09-10-2007, 01:12 PM
| | Senior Member | | Join Date: May 2000 Location: Catatonic State
Posts: 75,781
| | Quote:
Originally Posted by nextwife What is a "joint tendancy"?
As one who grew up in the 60s, I knew folks who had that tendency. . . | **A: that's symptoms that old folks have. Me thinks they need more calcium. |
09-12-2007, 12:02 AM
| | Senior Member | | Join Date: Oct 2005 Location: Ohio (southwest)
Posts: 2,290
| | Quote:
Originally Posted by HomeGuru **A: that's symptoms that old folks have. Me thinks they need more calcium. | HG, what are you drinking tonight? |
09-12-2007, 12:54 PM
| | Senior Member | | Join Date: May 2000 Location: Catatonic State
Posts: 75,781
| | Quote:
Originally Posted by LindaP777 HG, what are you drinking tonight? | **A: just a couple shots of good stuff with my cactus juice ****tails. | |
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