prperty

[sobers]

What is the name of your state? I live in georgia but my mother has property in michigan that she has not paided property taxes on. I called the tax office and they said as of march of 2007 the property would be auctioned. my mother has no money to pay and refuses to quick sell property to me . how can I take the property legally?What is the name of your state?

[JETX]

Originally Posted by sobers

What is the name of your state? I live in georgia but my mother has property in michigan that she has not paided property taxes on. I called the tax office and they said as of march of 2007 the property would be auctioned. my mother has no money to pay and refuses to quick sell property to me . how can I take the property legally?What is the name of your state?

You can show up at the tax sale and bid on the property just like anyone else.

[IndianaOwner]

Or you could just pay the taxes on her behalf.... Sure you would be out the money, but she did give birth to you, no?

[lcannister]

Originally Posted by IndianaOwner

but she did give birth to you, no?

What does that have to do with anything where this poster is concerned? Seems their only interest is getting their hands on the property.

[lcannister]

Originally Posted by sobers

she has not paided property taxes on.

Is there also a mortgage Mom isn't paying on? If not then why doesn't Mom get a loan/refi etc. to take enough money out to pay the taxes? Or is it so heavy mortgaged already she can't get another dime on it?

You seem to be all concerned over YOUR getting your hands on the property have you even explored with Mom her alternatives or lack thereof?

[HUD-1]

Agreed. If your mom has equity in the property and is 62 or older, she may qualify for a reverse mortage. She can contact a HUD approved, non-profit housing counselor by calling 800-569-4287.

[sobers]

I came to this site to get advice, not for everyone to judge my actions I have helped my mother I was taking the property to save for her retirement thank you very much. maybe you sholud have the rest of the story before you judge

[JETX]

Originally Posted by sobers

thank you very much.

You are very welcome.... and my ACCURATE response still stands.

[lcannister]

Originally Posted by sobers

I was taking the property to save for her retirement thank you very much.

YEP! You didn't like the answers because most of them assisted you in getting info on how to save the home without you getting your hands on it.

You answered none of the questions about her beign able to get some equity out to pay the taxes or the suggestion HUD-1 recommended, only how can you get hold of the property.

We only have what you give us in order to reply.

[acmb05]

Originally Posted by sobers

I came to this site to get advice, not for everyone to judge my actions I have helped my mother I was taking the property to save for her retirement thank you very much. maybe you sholud have the rest of the story before you judge

Actually in Michigan you can go right down to the tax office and buy the tax deed to the home before it actually goes to auction. All you have to do is walk in and pay the taxes for the property and request the tax deed. The owner of the home then has 1 year to pay you the taxes owed on the property (plus interest if you so desire to charge it). if they don't pay you then file in court to take possesion of the property.

[lcannister]

Originally Posted by acmb05

Actually in Michigan you can go right down to the tax office and buy the tax deed to the home before it actually goes to auction. All you have to do is walk in and pay the taxes for the property and request the tax deed.

Is there a time at which this can be done? 1 day late 2 years etc?

How many other states afford this opportunity? In my area and COUNTY you have to wait until the propert tax bill is up for sell then you as well as the big organizations that now scoop most tax bills up can bid for the lien. In addition there is NO limit on the interest rate you can charge for that person to redeem. Of course the limitation is that the lowest bid gets the lien.

Interesting I have never heard of walking right in and paying a tax bill and getting the tax lien.

[acmb05]

Originally Posted by lcannister

Is there a time at which this can be done? 1 day late 2 years etc?

How many other states afford this opportunity? In my area and COUNTY you have to wait until the propert tax bill is up for sell then you as well as the big organizations that now scoop most tax bills up can bid for the lien. In addition there is NO limit on the interest rate you can charge for that person to redeem. Of course the limitation is that the lowest bid gets the lien.

Interesting I have never heard of walking right in and paying a tax bill and getting the tax lien.

There are a few states that do it this way but not a lot. As long as you purchase the tax deed before the auction your good to go. Most of the time they are a year or two behind before it gets to the auction point.