Realty Transfer UX vs. AL

[kruizen]

My husband & I just purchased a house & when I looked at the realty transfer information in the newspaper it said " his name, al " It should have said " his name, ux" I was wondering why ?? And would this be a problem if something happened to my husband & I became sole owner ? Amanda from PA

[HomeGuru]

Originally Posted by kruizen

My husband & I just purchased a house & when I looked at the realty transfer information in the newspaper it said " his name, al " It should have said " his name, ux" I was wondering why ?? And would this be a problem if something happened to my husband & I became sole owner ? Amanda from PA

**A: confusing post. Newspaper information/announcement posted of that type is not legal. You need to look at your deed and tell us what it states with respect to names and type of tenancy.

[seniorjudge]

Originally Posted by kruizen

My husband & I just purchased a house & when I looked at the realty transfer information in the newspaper it said " his name, al " It should have said " his name, ux" I was wondering why ?? And would this be a problem if something happened to my husband & I became sole owner ? Amanda from PA

Are you sure it didn't say et al. and et ux.?

[kruizen]

no it said just al

[seniorjudge]

Originally Posted by kruizen

no it said just al

What does it say on the DEED?

(The newspaper is irrelevant.)

[HomeGuru]

Originally Posted by kruizen

no it said just al

**A: is your husband named Al?

[kruizen]

I am named the Al. I never seen the Deed so I am going to the courthouse to see it for myself can you tell me how you look for type of tenancy ??

[seniorjudge]

Originally Posted by kruizen

I am named the Al. I never seen the Deed so I am going to the courthouse to see it for myself can you tell me how you look for type of tenancy ??

What do you mean you've never seen the deed?

The courthouse should've sent it to you after it was recorded.

[kruizen]

We purchased a foreclosure & paid cash so we had no mortgage & the only thing we signed was settlement HUD-1 form & the bank wasnt even there Our attorney said we will get the deed in 6 to 8 weeks.... but it was recorded according to internet. I think my husband is trying to pull a fast one on me what do you think ?

[FlyingRon]

If you can't see the recorded deed on the internet in your county, it's a simple enough effort to check for it at the courthouse. The search may be aided if you have the correct property description (which may be in some of the papers you DO have).

Et Al means "And Others"
Et Ux means "And Wife"

You won't usually find either one on the actual deed. It's legal short hand for not typing out the whole thing in other places.

[kruizen]

I called The court house they looked it up & said The the deed does not state what type of tenancy I have ?? what can i do ?? All I know is its a special warranty deed ?

[seniorjudge]

Originally Posted by kruizen

I called The court house they looked it up & said The the deed does not state what type of tenancy I have ?? what can i do ?? All I know is its a special warranty deed ?

If it is John Doe and Mary Doe, husband and wife, it is a tenancy by the entirety, meaning a joint tenancy between husband and wife.

If it is John Doe and Mary Doe, joint tenants, then it is a joint tenancy.

If it is John Doe and Mary Doe, then you are tenants in common.

Google the bolded terms.

[kruizen]

Thank you so much for explaining that my husband had it drawn up that way.... without my knowledge because there is no way our attorney just said " oh i will make them tenants in common" one last question whats the best kind of tenancy to have joint tenancy or tenancy by the entirety ??

[FlyingRon]

Actually, if it says John and Mary Doe and they are husband and wife, it's probably still tenants by the entirety even if it doesn't explicitly say so.

You want tenants by the entirety if you are married and intend to stay married. It gives you protection both upon the death of your spouse and certain protections from the house being attached through judgements.

[FlyingRon]

Actually, if it says John and Mary Doe and they are husband and wife, it's probably still tenants by the entirety even if it doesn't explicitly say so.

You want tenants by the entirety if you are married and intend to stay married. It gives you protection both upon the death of your spouse and certain protections from the house being attached through judgements against one of the two parties.