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  #1  
Old 05-04-2009, 01:50 PM
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Refinancing my home

What is the name of your state (only U.S. law)? Maryland
my husband and i want to refinance our home. we can get a better interesr rate if we put the loan in his name only. the lending broker says it shouldn't make any difference because my name is still on the deed. Is this correct? The problem is I have my name on another house with my daughter.
  #2  
Old 05-04-2009, 02:23 PM
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Join Date: May 2000
Location: Catatonic State
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Quote:
Originally Posted by jingle View Post
What is the name of your state (only U.S. law)? Maryland
my husband and i want to refinance our home. we can get a better interesr rate if we put the loan in his name only. the lending broker says it shouldn't make any difference because my name is still on the deed. Is this correct? The problem is I have my name on another house with my daughter.
**A: yes it is correct and I do not see what the problem is that you are referring to.
  #3  
Old 05-04-2009, 02:43 PM
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Location: Philadelphia, PA
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I think the 'problem' is the additional mortgage is hurting OP's credit but not her husband's.
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  #4  
Old 05-04-2009, 03:14 PM
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Quote:
Originally Posted by ecmst12 View Post
I think the 'problem' is the additional mortgage is hurting OP's credit but not her husband's.
**A: maybe you're right but the OP did not say if only she or both her and the husband is on the mortgage.
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