Home     Law Advice     Insurance Advice     Community    
Go Back   FreeAdvice Legal Forum > REAL ESTATE LAW > Buying & Selling a Home

Powered by Attorney Pages


  Find An Attorney In Your Area    
 

Reply
 
LinkBack Thread Tools Rate Thread Display Modes
  #1  
Old 06-13-2006, 05:40 PM
Junior Member
 
Join Date: Jun 2006
Location: Az
Posts: 1

Spouse buying home....


What is the name of your state? Arizona

We are planning to buy a home. We are wondering if my husband can buy it under his name, income and credit only? Then just have my name on the deed with his.

My credit is blemished due to a past divorce which caused me to file BK. I am a full time student now so we only have his income which is fine and his credit is excellent. Will they still check my credit even though I wont be on the loan?

Thank you for your help.What is the name of your state?
  #2  
Old 06-15-2006, 06:41 PM
Senior Member
 
Join Date: Sep 2004
Location: Pittsburgh (North Hills)
Posts: 1,572
Your lender will be able to answer that question for you.
__________________
If you're lucky enough to be Irish, you're lucky enough!
  #3  
Old 06-22-2006, 01:01 AM
Member
 
Join Date: Jul 2005
Posts: 100
Smile

Yall might argue with me and call me names but I know you can do it. If your husbands credit is good enough to buy the home under his name then yes. My husband and I just bought our first house. He was in florida and I did everything from a specific POA. Let me tell you right now get a Specific POA just to let the mortgage company talk to you if your not on it. Very annoying faxing that in and waiting because they won't talk to you. (Got a tax bill in the mail and hubby out to sea with US Navy) My name is on the title of the house but not on the mortgage. My credit is fine but we didn't need to do it under my name as he qualified under his own. I hope that helps
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 08:10 PM.



IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.

F
reeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.