IT makes perfect sense fo the CP to have the right to forgive or negotiate money owed to them, After all, they may have a better knowledge of all aspects of the situation. Maybe the guy is 55, overweight, has high blood pressure, and his dad dropped dead of a heart attack at 50? Would she want to hold out and pray she gets the whole thing, negotiate and get less than she wanted, but have that cash in hand. or see him die before she gets a penney (with no estate to go after)? What if he is a diabetic who is not diligent about his sugar and carb intake? Etc. If CP determines there is a chance she may not get paid the whole thing if she waits, why shouldn't she or he have the same right to accept a cash or goods settlement that anyone else owed a debt is entitled to?
Heck, my dad once took a crop of potatoes and an older car (which I got to drive through college) as a payment toward some real estate he owned and wanted to sell. Sure, not having the cash may have impacted on money he had to support us, but he made the determination that this was a viable settlement, and a reasonable long term decision.