NotAFanofFresno
Junior Member
What is the name of your state (only U.S. law)? California
Well went to pay bills today and noticed that $11k & change was put in some sort of hold position with my bank account. Called to find out it was Fresno County trying to extract the funds from my account with honestly little to no notice. Long story but ill try and shorten it.
I have been dealing with the CS system for 7 years now and had thougt that i had the wrinkles ironed out of it for the last 4.5-5 years and then this. When the origional court order was obtained there was alot of question because of the questionable mother in the case, so no payments were sent to her till this was all settled legally thru the system. So i had about a year of backed support and interest that was due, i was 18-19 at the time and working mediocre jobs at best but paid as often as i could as to keep out of trouble from the law. I would think i might have missed once maybe twice in a year at worst within the first 2 years. Once steady employment and a career path was set for myself i have paid faithfully every month my monthly obligation as well as an extra $50 toward my arears balance for the last 4.5 years easy with bank online transactions to prove payments. My backed amount due is $11k & change, and the only thing i have ever gotten any month was my monthly invoice showing my payment and balances but nothing ever stating a problem with the account.
So i call CS obviously to find out my options and they only advise me of two things, PAY or i can be credited back $3500 and best and the rest is still gone. This is not an option for me as i have two things going on at the moment that makes this even more difficult. One for the first time in my life im buying a home, while its cheap and rates are low... saved and saved my whole life and fianlly can try to make it happen even with this monthly obligation and they strip me of my down payment money. And two i just filed my tax returns for 2006, 2007, 2008 (i know i know) about 4 months ago and im waiting on my nice $30k bill to come in the mail anyday now. So i have an obligation to pay to the IRS that is due any day now, as well as a contract in on a home and this obviously hinders up much of this as $11k is not a drop in the bucket. Just when i thought i was getting ahead juuuust a bit.
I have read that my options are to file a form of a dispute toward this levy on my account. Something in the form of a "Writ of Exemption". As this might be my only effort to help resolve my problem with CS coming into my bank account. I have much supporting information with all my dates and documents in line with my taxes as well as my home offer as well as ALL my payment information on not only my monthly obligation but small amounts toward the back balance as well. I was always told that as long as i am holding my monthly obligation that i would be fine and this is exactly what i have been doing and then some, with the extra amount i pay (its not much but its something).
With all that said i have a few questions in hopes that somebody might field these:
-Is the dispute toward the levy in fact called a "Writ of Exemption"?
-Is this the only form of action that i may take in an effort to keep this from taking place?
-Am i in line with guidelines of some sort as i have been doing everything short of stroking an $11k check to CS to cover the back balance but who can really do that without feeling it right?
I have read and read and read all day on this topic and i have come to the conslusion that i will be taking a 6 hour trip from Vegas to Fresno, CA in an effort to do anything i can to stop this from happening as i have had my phone on hold for 3.5 hours for the county and all i get is transfered. So any helpful insite and information is apprecaited as i need it, i am no legal pro nor have i ever had to tackle something of this sort other than "yes sir i can afford that amount" and off i went. Thank you in advance for any help anybody provides.
Well went to pay bills today and noticed that $11k & change was put in some sort of hold position with my bank account. Called to find out it was Fresno County trying to extract the funds from my account with honestly little to no notice. Long story but ill try and shorten it.
I have been dealing with the CS system for 7 years now and had thougt that i had the wrinkles ironed out of it for the last 4.5-5 years and then this. When the origional court order was obtained there was alot of question because of the questionable mother in the case, so no payments were sent to her till this was all settled legally thru the system. So i had about a year of backed support and interest that was due, i was 18-19 at the time and working mediocre jobs at best but paid as often as i could as to keep out of trouble from the law. I would think i might have missed once maybe twice in a year at worst within the first 2 years. Once steady employment and a career path was set for myself i have paid faithfully every month my monthly obligation as well as an extra $50 toward my arears balance for the last 4.5 years easy with bank online transactions to prove payments. My backed amount due is $11k & change, and the only thing i have ever gotten any month was my monthly invoice showing my payment and balances but nothing ever stating a problem with the account.
So i call CS obviously to find out my options and they only advise me of two things, PAY or i can be credited back $3500 and best and the rest is still gone. This is not an option for me as i have two things going on at the moment that makes this even more difficult. One for the first time in my life im buying a home, while its cheap and rates are low... saved and saved my whole life and fianlly can try to make it happen even with this monthly obligation and they strip me of my down payment money. And two i just filed my tax returns for 2006, 2007, 2008 (i know i know) about 4 months ago and im waiting on my nice $30k bill to come in the mail anyday now. So i have an obligation to pay to the IRS that is due any day now, as well as a contract in on a home and this obviously hinders up much of this as $11k is not a drop in the bucket. Just when i thought i was getting ahead juuuust a bit.
I have read that my options are to file a form of a dispute toward this levy on my account. Something in the form of a "Writ of Exemption". As this might be my only effort to help resolve my problem with CS coming into my bank account. I have much supporting information with all my dates and documents in line with my taxes as well as my home offer as well as ALL my payment information on not only my monthly obligation but small amounts toward the back balance as well. I was always told that as long as i am holding my monthly obligation that i would be fine and this is exactly what i have been doing and then some, with the extra amount i pay (its not much but its something).
With all that said i have a few questions in hopes that somebody might field these:
-Is the dispute toward the levy in fact called a "Writ of Exemption"?
-Is this the only form of action that i may take in an effort to keep this from taking place?
-Am i in line with guidelines of some sort as i have been doing everything short of stroking an $11k check to CS to cover the back balance but who can really do that without feeling it right?
I have read and read and read all day on this topic and i have come to the conslusion that i will be taking a 6 hour trip from Vegas to Fresno, CA in an effort to do anything i can to stop this from happening as i have had my phone on hold for 3.5 hours for the county and all i get is transfered. So any helpful insite and information is apprecaited as i need it, i am no legal pro nor have i ever had to tackle something of this sort other than "yes sir i can afford that amount" and off i went. Thank you in advance for any help anybody provides.