LdiJ
Senior Member
What is the name of your state? Indiana
I may have mentioned this briefly in another post but I would appreciate some feedback.
Ncp dad is ordered to provide medical insurance for the child. Its decent medical insurance. Cp mom's husband recently got a new job and also added the child to his insurance because it didn't cost any extra and it made economic sense to have secondary coverage.
Both insurance companies are now saying that under Indiana law the stepdad's insurance must be primary...which after research is accurate.
Dad however is pitching a total fit about this and is insisting that he will take mom to court for contempt if his insurance isn't primary.
The problem (economically) is that if the bill is sent to his insurance as primary, it will be denied and then have to be sent to stepdads. At that point there will be no secondary coverage. (again, true after research) However if its sent to stepdad's first and dad's second, then dad's will pick up most of the balance.
Mom cannot figure out WHY dad thinks its so darned important that his insurance be primary....and dad isn't offering any reasons, even when asked, just rants from him and his attorney...mom's attorney has not be able to come up with any reasons either.
So, can anybody think of any reason why it might matter to the dad? If mom can figure out WHY, she may be able to overcome his objections.
Oh...and dad is required to pay 73% of unreimbursed medical so secondary coverage is more to his advantage than mom's.
I may have mentioned this briefly in another post but I would appreciate some feedback.
Ncp dad is ordered to provide medical insurance for the child. Its decent medical insurance. Cp mom's husband recently got a new job and also added the child to his insurance because it didn't cost any extra and it made economic sense to have secondary coverage.
Both insurance companies are now saying that under Indiana law the stepdad's insurance must be primary...which after research is accurate.
Dad however is pitching a total fit about this and is insisting that he will take mom to court for contempt if his insurance isn't primary.
The problem (economically) is that if the bill is sent to his insurance as primary, it will be denied and then have to be sent to stepdads. At that point there will be no secondary coverage. (again, true after research) However if its sent to stepdad's first and dad's second, then dad's will pick up most of the balance.
Mom cannot figure out WHY dad thinks its so darned important that his insurance be primary....and dad isn't offering any reasons, even when asked, just rants from him and his attorney...mom's attorney has not be able to come up with any reasons either.
So, can anybody think of any reason why it might matter to the dad? If mom can figure out WHY, she may be able to overcome his objections.
Oh...and dad is required to pay 73% of unreimbursed medical so secondary coverage is more to his advantage than mom's.