I guess my question is legally how were the courts even able to freeze my in-laws account(s) when my husband was only listed as a beneficiary on those accounts. He was not a co-owner. The bank wants to know how the courts even found out he was a beneficiary. My in-laws are still living, so it is not a question of probate or wills. It is scary to think that the courts can do this. They have since removed my husband as a beneficiary do to fear of this happening again.