Wow... where to start.
Originally Posted by pwheatley
First, the insurance company can't tell you whether you "don't have to pay".
Second, the obligation is on YOU, insurance or not, to pay the bill. You pay premiums to the insurance company in order to have them pay your bill FOR you. Simply, no insurance, no coverage (payment) by them.
Third, by your own admission, you didn't have insurance coverage at the time the claim occurred.
Finally, if your employer likely committed insurance fraud ("my employer after being released from the hospital and they predated the policy to the month before I was admitted.") and you have that in WRITING from them.... your employer could be liable for your hospital bill. You need to see a local attorney on that one.
The hospital has NO obligation for timely filing. In fact, that is YOUR obligation. Again, remember, if you HAD insurance at the time of the claim, you would STILL be liable for the bill. Your insurance company, AS A CONVENIENCE to you, would 'intercede' and pay your bill on your behalf. You didn't make sure that YOUR bill was sent to the insurance company in a timely manner.
The insurance company told me in writing, which was forwarded to the hospital/lawyer, that I do not have to pay the bill since technically I was insured at the time of my admittance and technically it is the hospital's obligation to make sure a timely claim is filed.
BTW, with all the insurance fraud and the unbelievable statements attributed to the insurance company, it certainly sounds like there is FAR more to this story then we are being told.
There are at least 17 lawsuits (!!) filed in various courts, including the US Supreme Court, asking if Obama is a natural born citizen (as req'd by Art II, Sec 1 of the US Constitution).
Why has he spent over $1.7M in legal fees to block disclosure... rather than spend $12 for a VALID birth cert to settle the matter? The 'certificate' he has presented doesn't qualify to get a drivers license, wouldn't allow a child to qualify for Little League, or for a real citizen to get a US passport!