Prophecy1958
Junior Member
What is the name of your state - Missouri
I am about to be sued by Capitol One for a credit card which the collections states is at over $1800.00.
This is the same credit card that I have been havin in my credit counselin plan for now about 3 years.
Capitol One has argeed upon a payment from me via letter back in 2005 and now after a couple years stated they wanted more money. I sent an offer letter stating I would give more if they would reduce interest rate which is I believe still at 24%. They refused, so I refused at that time to give them more money as I was too paying around 6 other companies in this credit counseling plan. I have incresed payment to them recently after another company was paid off, but they continue to persue to sue me.
If this compnay has been accepting my payments via credit counseling since 2005, can they acutally sue me?. And if so, do I have justification to fight with information I have against Capitol One?
I am about to be sued by Capitol One for a credit card which the collections states is at over $1800.00.
This is the same credit card that I have been havin in my credit counselin plan for now about 3 years.
Capitol One has argeed upon a payment from me via letter back in 2005 and now after a couple years stated they wanted more money. I sent an offer letter stating I would give more if they would reduce interest rate which is I believe still at 24%. They refused, so I refused at that time to give them more money as I was too paying around 6 other companies in this credit counseling plan. I have incresed payment to them recently after another company was paid off, but they continue to persue to sue me.
If this compnay has been accepting my payments via credit counseling since 2005, can they acutally sue me?. And if so, do I have justification to fight with information I have against Capitol One?