reason why i ask is because we had a neighbor to come to my mother-in-laws house on her golf cart. we have a jack russell tha is very protective. he circled her golf cart barking. she got off anyway. he was coming back to our house and ran back and bit her on my mother-in-laws porch. the lady had been asked twice to come on by my moyher-in-law and she kept saying no. well he bit her. we cleaned it with peroxide, doctored it. she said she was fine and went home. i took her to er and they stitched it up. she has had to go to a wound center for a few weeks. she has medicare amd medicaid, now she has gotten a lawyer. we had to let our house insurance lapse due to my husband having multiple organ failure and on life support. he is now on disability. we got a letter from the lawyer saying that he was representing the neighbor and to give it to our insurance company. we didnt have insurance at the time this happened. the insurance we have now wont cover it.