Help Me!!!!

[TexasT]

TEXAS

My car was reposessed a couple of months ago. The car was sold to an insurance company of some sort. I have been unemployed for over 1 year and have NO money.
Well, I received an advertisement from an attorney in the mail stating I am being sued.
I take it for the defiency of the loan. My question is I have no money, I really don't have the means for obtaining an attorney. I do not wish to file bankruptcy. What should I do?
What is the likely outcome of this? This is really the LAST thing I need!

 

[seniorjudge]

TEXAS

My car was reposessed a couple of months ago. The car was sold to an insurance company of some sort. I have been unemployed for over 1 year and have NO money.
Well, I received an advertisement from an attorney in the mail stating I am being sued.
I take it for the defiency of the loan. My question is I have no money, I really don't have the means for obtaining an attorney. I do not wish to file bankruptcy. What should I do?
What is the likely outcome of this? This is really the LAST thing I need!

If you do not go to every court appearance, a default judgment will be entered against you.

Even if you do go, a judgment may be entered against you anyway.

The fact that you have no money is irrelevant to the court.

 

[TexasT]

Thank you for your response. Would an attorney be of any help, or should I handle the situation on my own?

 

[seniorjudge]

Thank you for your response. Would an attorney be of any help, or should I handle the situation on my own?

That is 100% up to you.

If it were me, however, I'd take the money I'd spend on a lawyer and pay it on the bill.