What is the name of your state (only U.S. law)? I live in texas and was talking to my mother about something and tend to think she's a little Paranoid. She has a trust fund and believes that she is legally liable for the actions of my brother and myself, although myself and him are both over the age of 18(which I assumes constitutes being a adult under the eyes of the law and thus we are held to be responsible in the eyes of the law). My brother has drug and alcohol problems and she assumes that if he were to crash his car and be charged with vehicular manslaughter that people would sue her. I have a CHL and she believes that if I were to defend myself, that she would be liable for paying for damages. In either of these situations, is she correct or just overly cautious?