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#1
08-26-2006, 01:49 AM
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 Liable a year later ?What is the name of your state? Ontario, Canada Hi there, I hope I'm posting in the right place. I've posted this elsewhere and given advice to fight it and document everything I can. I live in Ontario Canada and used to run a business in 2004-2005. I worked as a subcontractor for a property management company responding to their service calls and such, like a super would do. During this time, I had a million dollar liability insurance with ING (Custom Edge) business insurance. I had a tenant who was dangerous to the property and to herself, move in. She left the stove on while away, plugged/blocked all the sinks/tub/toilet, kept the apartment at 30 degrees and destroyed her hot-water tank. I explained her situation to the property manager and suggested to have her evicted. He made no move to do so. She constantly plugged her toilet so bad that even the plumber refused to clear it. Also her apartment stunk from the filth she lived in. In December the police were called to her apartment as she had abducted her child from her parents and was subsequently placed in a psych ward by her parents. A couple weeks later her toilet was leaking into the unit below, my employee and plumber entered her unit to fix the leak. They kept the hall door open for fresh air. Finally, during a cold winter day I received an emergency call that her unit was flooding, that the toilet was frozen solid and the pipes frozen. This unit flooded 10 other units. We contacted the parents who claimed they had been there earlier but made no mention of frozen toilet or pipes. My best guess is they tried to air the unit out to clean it and came back and found everything frozen so they couldn't clean it and left. I left a full report with the management company, which was subsequently kicked off the property later for non-performance and who conveiniently lost the report and all files to this matter. This happened in January 2005. Since then I have allowed my insurance to lapse as I am no longer running my own business (it is not closed, just not operating.) Now the condo's insurance company is looking to charge someone (100k) for the damages, contacted the previous management company who pointed their finger at me. From what I can guess, it's all just my word(my employees and plumbers words) against the parents of that tenant. We had no other reason to gain entry of the unit and needed police assistance for entry before that even. The condo's insurance spoke with me briefly but never made any suggestion that I was in any way connected with the problem. Now they've contacted the new management of the condo (who I now work with) to let them know of their intentions to bring a claim to me. What should I do? ?? |
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#2
08-26-2006, 09:56 AM
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| US Law Only - WHEN POSTING A QUESTION, YOU MUST INCLUDE THE NAME OF YOUR STATE
__________________ If you feel my answer is rude, mean, snarky or in anyway not to your liking, I did my job. You don't need to tell me. No private messages, I do not reply to them. |
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#3
08-26-2006, 12:09 PM
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#4
08-26-2006, 05:12 PM
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| LMAOOOO, that is the best answer I've ever seen to the "U.S. Law only" comment! If anyone here has any info that might help, I hope they will post it. You earned it. |
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#5
08-29-2006, 12:47 AM
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| does anyone at all have an opinion of this? |
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#6
08-29-2006, 11:47 AM
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| Quote:
__________________ If you feel my answer is rude, mean, snarky or in anyway not to your liking, I did my job. You don't need to tell me. No private messages, I do not reply to them. |
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#7
09-01-2006, 12:52 AM
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I guess this is called advice in the US? Last edited by mike999999; 09-09-2006 at 03:41 PM. |
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