CAN THEY DO THIS?? Please Help

[patchen777]

What is the name of your state? Virginia

A company called Arch Group is contacting me via fax now to tell me that they are doing legal collections for a Zurich insurance policy for a business I had that closed 3 years ago. I have never received one phone call, letter or anything prior to this and they are not present on my credit report. Can they do this?? Do I have to pay them for a policy that was canceled even before the business closed it's doors? When I questioned her because it made such little sense to me, she just told me they would persue a judgment now and place it on my credit report unless I paid. Also, told me that since it was canceled (not showing on their records)... that I should just pay them and then go after my ins. agent for recourse. Something doesn't sound right!
Thanks! Jan

[seniorjudge]

Originally Posted by patchen777

What is the name of your state? Virginia

A company called Arch Group is contacting me via fax now to tell me that they are doing legal collections for a Zurich insurance policy for a business I had that closed 3 years ago. I have never received one phone call, letter or anything prior to this and they are not present on my credit report. Can they do this?? Do I have to pay them for a policy that was canceled even before the business closed it's doors? When I questioned her because it made such little sense to me, she just told me they would persue a judgment now and place it on my credit report unless I paid. Also, told me that since it was canceled (not showing on their records)... that I should just pay them and then go after my ins. agent for recourse. Something doesn't sound right!
Thanks! Jan

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[JETX]

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