What is the name of your state (only U.S. law)? CA
I am planning to sell some food items, say like cookies and cakes etc, on the internet. All will be prepared and cooked at my residence. No commercial kitchens will be involved. This will be a very small scale operation, at least at the starting phase.` The website will allow them to be sold and shipped to anywhere in the US.
Even though the utmost care will be observed to protect food from being spoiled on the way to the customer, there might be situations that the food may go bad and cause some unexpected harm to the end customer. And since we are living in a sue-happy country, I am hoping to take an insurance policy to protect me against such incidents.
What do I need to look for in terms of insurance coverage ? Are there any companies, providing such insurance to small businesses in a cost effective manner ? If yes, what are some resources I can look for them ?
I am planning to sell some food items, say like cookies and cakes etc, on the internet. All will be prepared and cooked at my residence. No commercial kitchens will be involved. This will be a very small scale operation, at least at the starting phase.` The website will allow them to be sold and shipped to anywhere in the US.
Even though the utmost care will be observed to protect food from being spoiled on the way to the customer, there might be situations that the food may go bad and cause some unexpected harm to the end customer. And since we are living in a sue-happy country, I am hoping to take an insurance policy to protect me against such incidents.
What do I need to look for in terms of insurance coverage ? Are there any companies, providing such insurance to small businesses in a cost effective manner ? If yes, what are some resources I can look for them ?