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Condo Fire

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What is the name of your state? Michigan

I bought a condo (conversion from apt) in Nov 06. Rented it out. Fire destroyed building
including my unit completely on 2/9/07. As an owner I have done nothing yet.
I plan to notify my mortgate company.
What rights do I have - fire was unofficially caused by a faulty chimney - Builder responsible; my unit was in phase 2 and not turned over to an Association at time of fire.
Any questions as to the order of steps I should take in regards to this matter.
 


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