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  #1  
Old 01-22-2005, 03:50 PM
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Join Date: Jan 2005
Posts: 2
Angry

HELP water damage


What is the name of your state?What is the name of your state? Georgia

Back in May we were minding our own business and a washer hose from our upstairs neighbor came loose. I went upstairs to get the water turned off. She was not home. Her father let me in and I turned off the water. I had her cell phone number and called her. She was down the hall visiting and came home. Together we cleaned up the mess on her floors. She came down with me and helped dry things off as much as we could. SHe kept saying "this won't cost you a penny. this is all my fault. I just had a neighbor look at those hoses" Well, we ended up with almost $10,000 worth of damage while she has only $1500. Our homeowners insurance says it was her fault. Her insurance company tells her she is not at fault and they won't pay either. Meanwhile, our condo assoc pays all but the deductable for their policy which is $5000. Again, our insurance and her insurance won't pay. She won't pay either since her insurance company told her she is not liable.

What next? help
  #2  
Old 01-22-2005, 03:55 PM
Senior Member
 
Join Date: Jan 2000
Location: Los Angeles, California
Posts: 38,191
Quote:
Originally Posted by MLancaster130
What is the name of your state?What is the name of your state? Georgia

Back in May we were minding our own business and a washer hose from our upstairs neighbor came loose. I went upstairs to get the water turned off. She was not home. Her father let me in and I turned off the water. I had her cell phone number and called her. She was down the hall visiting and came home. Together we cleaned up the mess on her floors. She came down with me and helped dry things off as much as we could. SHe kept saying "this won't cost you a penny. this is all my fault. I just had a neighbor look at those hoses" Well, we ended up with almost $10,000 worth of damage while she has only $1500. Our homeowners insurance says it was her fault. Her insurance company tells her she is not at fault and they won't pay either. Meanwhile, our condo assoc pays all but the deductable for their policy which is $5000. Again, our insurance and her insurance won't pay. She won't pay either since her insurance company told her she is not liable.

What next? help

My response:

Questions like "what's next?" or "what do I do", etc., are not legal questions. Did you really need someone to tell you to consult with a local attorney?

IAAL
  #3  
Old 01-22-2005, 04:03 PM
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Join Date: Jan 2005
Posts: 2
I guess my question is am I liable or am I being unreasonable?
  #4  
Old 01-22-2005, 04:06 PM
Senior Member
 
Join Date: Jan 2000
Location: Los Angeles, California
Posts: 38,191
Quote:
Originally Posted by MLancaster130
I guess my question is am I liable or am I being unreasonable?

My response:

Do you know how to use the Yellow Pages and a telephone?

IAAL
  #5  
Old 01-25-2005, 08:17 PM
Member
 
Join Date: Dec 2004
Location: Iowa
Posts: 227

Damages to your condo


Since it was her washer that caused the damage to your condo, she is responsible. I would file a claim against your homeowner's insurance, and let them go after her.
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