4 part question

What is the name of your state? FL
Tues, I have to appear for a deposition regarding wage garnishment. Ford Motor Credit won a judgment against me and after ignoring directions of the judge, they are now set to garnish my wages. They have told me I need to bring among other things, a copy of the deed to my house. okay...where do I find that?? I looked in my closeing paperwork and don't see anything as such. Question #2 Since I don't have a lawyer, do I have the right to refuse to answer any questions I don't feel right about? I don't forsee anything like that happening, but I don't want to be taken advantage of either. Question #3 My nephew loaned me some money in April and I used my PWC as collateral. We never did a title change or anything at the courthouse, we just both signed a promissary note, with a copy to me and he has the original. Is this okay? Question #4 My bankrutpcy lawyer told me they more than likely have a lien on my home. True? She said when we file bankruptcy, all this will go away. Also true?
Thanks for your help

I would assume that you included Ford Motor Credit in your BK. If so, then your attorney should have filed a "Motion to Stay". Which stays the proceedings until the trustee has a chance to review the BK and make a decision. They cannot garnish your wages if you are filing for BK, as long as you included it. I would definitely contact your attorney. I am not an expert, just my opinion. Good Luck!


Erin

based on the info you gave:

1. you can get a copy of the deed at the courthouse.

2. if you filed bankruptcy on this debt, i wouldn't even go, just send a copy of the petition to their lawyer and the court.

3. probably not good, if it ain't official, it always smells fishy.

4. if the lien impairs your exemption it can washed away.