I filed chapter 7 in early february. In early march had my meeting of creditors. Everything went ok. But now in late march I am broke. Both myself and my wife are unemployed. My wife is not getting her unemployment due to being fired.
I cant seem to land any job that pays more than the unemployment compensation that I am already getting. In fact. most jobs I can find pay less than unemployment compensation.
Every job in my field (Information Systems) that pays well, I am either overqualified for (and they let me know that) or there are 1000 of us going for the same job. One person usually wins the job. It hasn't been me yet. The hiring managers are also very mean in the interview. Its like we need to kiss thier feet to get the one job they have avail.
I have around 14k in a 401k plan that was protected in the BK as an exemption. Can I withdrawl it as a hardship and start living off of it? Can I move most of it into an IRA and say pay my rent with some of it? I am currently borrowing money from my relatives but they are pretty poor too. I dont want to get evicted since I have a wife and two small children.
Thanks in advance.